IRS Help Center

IRS Transcript Codes: What They Mean

Updated

Pulled your IRS account transcript and found a wall of three-digit numbers? Each one is a transaction code that tells a piece of the story behind your return and your refund. This is your plain-English map — find the code you're seeing and open the guide that explains it.

In short: IRS account transcripts use three-digit transaction codes to show what's happening with your return and refund. Look up the codes you see below to find out what each one means and what (if anything) you need to do.

Codes Pointing to a Bigger Tax Problem?

An assessment, an offset, or a refund freeze can be the first sign of a balance you'll need help with. A free, confidential consultation can tell you where you stand — no pressure, no obligation.

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How do you read an IRS account transcript?

New to transcripts? Start with how to pull yours and how to actually read it — including the cycle code and processing dates that tell you where you are in the queue.

Every IRS Transcript Code at a Glance

What each code on your account transcript means, and what it does to your refund. Select any code for the full explanation.

CodeWhat it meansWhat it does to your refund
150Your return posted and tax was assessedBaseline entry. Your return is on file
290Additional tax assessed, or $0.00 closing a reviewCan reduce or wipe out a refund
291The IRS reduced tax it had previously assessedMay free up a refund or lower a balance
420Your return was selected for examination — an auditRefund is typically held
424An exam request — not an audit yetCan clear without further action
570A hold on your account — not an auditRefund paused until it is released
599A late-filed return logged as securedOften posts as $0.00
766A credit posted to your accountAdds to your refund; 846 usually follows
806Your federal withholding creditPart of the refund calculation, not the refund
810A refund freezeRefund stopped until 811 posts
811The refund freeze was removed846 usually follows
826Your refund was applied to another tax year you oweReduces or removes your refund
846Refund issuedThe day the IRS releases the money
898Treasury Offset took your refund for a non-IRS debtRefund reduced or taken
922The AUR underreporter program flagged a mismatchA CP2000 may follow
971A notice was issuedDepends on which notice is coming
977Your amended return postedRestarts the processing timeline

Amounts and dates on a transcript line change what a code means in your case, and eligibility for any IRS program depends on your own facts.

Refund Codes

These codes track money flowing in your favor. Your refund being issued, withholding and credits posted, and refunds moved between tax years. To work out when a refund filed your way would normally arrive, and when it is late enough that the IRS will discuss it, use the IRS refund tracker.

Which codes mean my refund is on hold?

If your refund stalled, the answer is usually here. These codes signal additional review, an account hold, a refund freeze, or an identity-verification step.

Adjustment & Assessment Codes

These codes show the IRS posting your return, changing your balance, or flagging an examination. Use them to track how your assessed tax got to where it is.

Other Codes

Less common but important — refund offsets, substitute returns, amended-return processing, and litigation freezes.

How to get the transcript in the first place

Codes are only useful once you are holding the document. The fastest route is your IRS online account, which shows the tax records for each year. The alternative is Get transcript by mail, and the thing that trips people there is the address: the IRS matches it against the exact street address from your latest tax return, so a recent move is the usual reason a request fails.

You will need the taxpayer identification number the return was filed under, which for most people is a social security number. A tax account transcript is the one that carries the codes on this page. If a lender is asking for figures rather than you, that is a different product: income verification runs through the IRS Income Verification Express Service, not through these transcripts.

Common Questions

The questions taxpayers ask most about why a transcript says one thing and "Where's My Refund" says another, plus when transcripts actually update.

Browse all guides in the IRS Help Center.

Clarity Tax Relief is not affiliated with the IRS or any government agency. Our guides are general information, not tax or legal advice for your specific situation; eligibility for IRS programs depends on individual facts and circumstances, and no outcome is guaranteed.

Related: Tax Relief Services · IRS Help Center.

“Wage and income transcript - shows data from information returns we receive such as Forms W-2, 1098, 1099, and 5498.”

— IRS, Transcript types and ways to order them

The passage quoted above is from IRS, Transcript types and ways to order them.

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